Financial Wisdom (Proverbs 27:11-13;15-16;18;20;23-27)

Today’s section in Proverbs 27 contains several verses on the topic of financial wisdom. First, we are reminded that all our actions in general can either bring disgrace or joy to our parents, particularly our fathers (Proverbs 27:11). Next, we see that being wise with money includes watching out for dangerous business ventures (v. 12) and staying away from “friends” who are wasteful and foolish with their spending (v. 13). You may not have much money to deal with right now, but one day you will. Decide now that you will be very careful to get and consider advice from your parents or other trusted Christian adults before investing money in companies or people. Along those lines, people must be careful to choose a spouse who will be kind, hardworking, and thrifty rather than mean, argumentative, lazy, and a big spender (vv. 15-16). Obviously, once you are married, you need to love your spouse as they are and pray for God to change them if they are not very much like Christ; as the saying goes, “you make your bed, you lie in it.” But since as middle and high school students you are not yet married, verses 15-16 should serve as a strong warning to wait on dating and certainly on marriage until you are old enough to then “choose wisely” (just like the old knight told Indiana Jones to do with his grail choice in “The Last Crusade”!).

In the next set of verses, we are encouraged to work faithfully over time, knowing that our hard work will be rewarded with compensation (v. 18). The idea is that if we take care of our business, it will take care of us (vv. 23-27). People who are wise with money monitor their earnings and spending closely, and they do their jobs effectively. This is unlike the fool, who is lazy and focuses only on wanting more and more money but is never satisfied with what he or she has (v. 20). Such a person cares only about the paycheck, not the work that is done to earn it. The irony is that this attitude often leads to being without both work and money!

So wise up today and determine to be careful and smart with your money and your labors. A joyful life of work and financial peace in Christ’s name lies ahead for those who will pursue it.

The Text (Proverbs 27:11-13;15-16;18;20;23-27)

11 My son, be wise, and make my heart glad, That I may answer him who reproaches me.

12 A prudent man foresees evil and hides himself; The simple pass on and are punished.

13 Take the garment of him who is surety for a stranger, And hold it in pledge when he is surety for a seductress…

15 A continual dripping on a very rainy day And a contentious woman are alike;

16 Whoever restrains her restrains the wind, And grasps oil with his right hand…

18 Whoever keeps the fig tree will eat its fruit; So he who waits on his master will be honored…

20 Hell and Destruction are never full; So the eyes of man are never satisfied…

23 Be diligent to know the state of your flocks, And attend to your herds;

24 For riches are not forever, Nor does a crown endure to all generations.

25 When the hay is removed, and the tender grass shows itself, And the herbs of the mountains are gathered in,

26 The lambs will provide your clothing, And the goats the price of a field;

27 You shall have enough goats’ milk for your food, For the food of your household, And the nourishment of your maidservants.

Questions to Think About

  1. How do you handle money whenever you have some? Have your parents taught you anything about how to manage money (like saving some, giving some to church, and spending some on good choices)?
  2. When thinking about a future wife or husband, have you ever thought about picking someone who will be wise with money (not just someone who will make a lot of money, but who will take care of it smartly)?
  3. Do you keep good track of your school work? Last school year, did you complete assignments on time and with good effort, or did you do a lot of stuff poorly and at the last minute? Explain.

In Christ,

Mr. Reel

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